In a revision of policy guidelines announced today a major lender (that can potentially provide up to 90% mortgages), has informed us that:
"We will now accept applications for self-employed customers who have been trading for two years (this was previously three years). Our income verification requirements remain unchanged; customers must be able to evidence two full years of trading figures in the form of accounts, an accountant’s certificate or HM Revenue & Customs SA302 forms".
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